April 2, 2019 James Saucier

How to get rid of indebtedness in companies in which we took the time off? We can try loans to repay payday loans in the form of their consolidation or take out a loan to repay current liabilities. Many people who are struggling with financial problems often look for help in companies providing payday loans. Often such borrowing leads to a very dangerous loan loop. Not dealing with the repayment of one minute, we borrow another one in another company or we make a costly extension of the repayment date. In this way, however, we can only worsen our current…

March 23, 2019 James Saucier

Loan agreement The essential content for its validity. The loan contract must be drawn up in compliance with precise legal provisions and must contain specific indications. Requirements The loan contract regulates the disbursement, reimbursement and penalties in case of violation. It is therefore a fundamental document for the protection of the lender and the beneficiary of the credit, and must be read carefully. On the basis of the rules governing bank transparency (also applicable to financial companies), the loan contract must obligatorily meet certain requirements under penalty of nullity. In addition to the indication of the subject providing the loan, the…

March 20, 2019 James Saucier

Consolidation for 20 years of bank loans and loans. Is such a long consolidation possible at all? Yes. But exclusion in the case of mortgage consolidation loans. Under a consolidation loan, various bank liabilities can be consolidated with each other. Most often these are cash loans and loans. And what else? It depends on a particular bank, but it can be: installment loans, credit card debits in ROR accounts, car loans, mortgage loans (home loans). Consolidation allows you to organize your finances and regain financial liquidity. In addition, it is possible to: reducing the burden due to installments paid, extending…

March 1, 2019 James Saucier

Almost no one likes to take credit for tax debts. It is not pleasant to borrow money and pass it on to the tax office. Nevertheless, applying for a debt loan from the Treasury may be required. This applies especially to self-employed and freelancers, where the tax auditor does not recognize part of the business expenses. Also affected are couples with the tax code combination III / V. Banks grant consumer credit at leisure. The applicant does not therefore have to state that he needs the credit to settle his tax debts. Does the tax office not grant a deferral? The tax office grants a tax…

February 24, 2019 James Saucier

Fast and flexible credit with Creditic In an economic context in which it is difficult to request an urgent loan that is not a small amount through online loan financing companies, whoever needs another type of service can have it complicated. There are more and more companies like Creditic, companies that decide to finance individuals by granting online credits with different characteristics to help you at times of your life when a small loan does not solve your problems. A company characterized by its flexibility, transparency and speed that has helped to finance individuals, through mini-credits, from many countries in…

February 23, 2019 James Saucier

All you need to know about the loan with a payment proxy. We see the legislation that regulates this type of financing and the timing usually required for the payment of the amount requested. Finally, let’s take a look at the best online offers for loans with payment proxy Astrofinance, Government Agency and Onecredit. Loan with Payment Delegation: what it is and to whom it is addressed The financial products in which you can meet if you are looking for a loan are of various kinds. On this page we present the loan with a delegation of payment, a solution…

February 5, 2019 James Saucier

Repayment of the sale of the fifth Refund of assignment of the fifth, who has the right and how to get it? You must know that for a long time, some banks and financial institutions, the majority in truth, taking advantage of the lack of clear and transparent rules, have withheld amounts that were entitled to those who extinguished in advance or renewed a fifth assignment. These are expenses, charges and insurance costs not taken that “must” be returned at the time of early termination or renewal of the sale. The same applies to the delegation or double fifth. Until…